The Cost of Living Fund (COLF) provides grant funding alongside Recovery Loan Fund (RLF) loans to eligible charities and social enterprises who are supporting people in the 30% most deprived areas of England and delivering products and services to people impacted by the cost-of-living crisis. We determine this by using a measure called the Index of Multiple Deprivation (IMD), which looks at several key factors in the area. You will be able to check if you operate in a qualifying area using our Postcode Checker. Currently the grant is only available to organisations operating in IMD 1-3.

The fund does not provide standalone grant funding. Organisations can only receive a COLF grant if they are successful in applying for a RLF loan.

Eligible Charities and social enterprises in England delivering products and services to people impacted by the cost-of-living crisis who are looking to:

• Continue their existing products or services.
• Increase the number of people supported.
• Launch new products or services.
• Improve the quality or efficiency of products and services.